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Welcome to our blog, where we equip you with the knowledge and tools to master the art of budgeting, reduce your expenses and generally improve your financial situation. With an approach that is both simple and easy to understand, we open the door for you to realize your dreams by optimizing your finances.

Through our insightful articles and practical savings advice, you'll discover how to unlock your financial potential. Our blog is for everyone - whether you're struggling with financial challenges and looking for a way out, or you already enjoy stable finances but want to take it to the next level. We're here to show you that whatever your dreams, a healthy personal finances play a key role in making them a reality.

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You are also welcome to sign up for our newsletter, where we regularly share knowledge, everyday tips and advice on how to maintain good personal finances.

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Zero-based budgeting

At Collectia, we are passionate about helping to create a healthier economy - both for Danish businesses, but also for private individuals who are struggling to...

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How to review your expenses and find savings

At Collectia, we help individuals every day with their financial situation and provide ongoing advice and guidance on personal finances. At...

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Create a budget for 2024 now - and get your finances under control

Regardless of your financial situation, a budget is always a good idea, because without a budget you have no overview of your financial situation; your income,...

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Guide: How to contact a creditor, collection agency or lawyer

Many people who have unpaid debts or unpaid invoices to a creditor (typically a bank, company or private individual) find that the creditor,...

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3 tips to improve your credit rating

More and more companies are using credit assessments when signing up new customers, and ongoing assessments of existing creditworthiness...

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How to manage your debt during inflation

Inflation has really taken hold of us Danes and regardless of income, most people have realized that interest rates have risen and energy prices have increased.

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Personal finance for beginners - here are 7 concrete tips

At Collectia, we feel a social responsibility to help private individuals to a better financial situation. That's why we regularly publish articles with useful advice and ...

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How to afford Christmas this year (start now!)

Few people have not noticed that Denmark has been hit by inflation; grocery prices in the supermarket are rising, electricity prices are skyrocketing, and...

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Free budget form - Personal budget template

Collectia has as a debt collection company since 1998 helped hundreds of thousands of Danes with their debt situation, unpaid invoices and unpaid wages.

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Contact your creditors - it pays off

For many people, finances are a difficult subject - and for many Danes, it can also be an almost unmanageable subject if the bills are piling up.

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The debt collection firm's best advice: How to be debt-free by 2022

Many Danish families find themselves hampered by poor finances, with expenses outstripping income. There are many reasons for this, ranging from ...

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Debt collectors' 5 tips for a cheaper December

December is a financially expensive month for most people. Christmas is just around the corner, and that traditionally means shopping for presents and extra food - in addition to ...

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5 tips to better manage your personal finances

Many private individuals experience financial challenges from time to time: lack of a job, illness, sudden large expenses, or a lack of a job...

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6 tips to improve your personal finances

Collectia is a modern debt collection company that uses leading technologies, lawyers and experienced debt counselors to help Danish companies with their debt collection...

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Holiday pay can kick-start your future

Why you should use your vacation money to pay off your debts In October, thousands of Danes are expected to have the opportunity to get paid, or ...

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Money back in taxes? - Spend it on your debts - and get your financial situation under control

March is a good month for most people. Not only is spring on its way, but March 15 is also the date many Danes are looking forward to. March is also the date many Danes look forward to with excitement...

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Consequences of unpaid bills

Everyone can go through periods in life when it is more difficult to make ends meet. However, stopping paying your bills does not solve the problem.

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3 tips for young people

Many young people find it difficult to keep track of their personal finances. We have therefore come up with 3 tips to keep control so that it doesn't get out of hand. 1....

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Get a better economy

Poor and unmanageable finances are something that many people lose sleep over, as it can take up a lot of time in everyday life. That's why we have 10 tips for you...