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Debt collection
About debt collection
Legislation and collection costs
Products
Services
Credit information
Invoice service
Reminder service
Collection notice
Debt collection
International debt collection
Legal collection
Surveillance
Written off cases
Eviction business
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About us
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Blog
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debtor
Guides
Materials
What's new
The product
Tips and tricks
Efficient debt collection for Microsoft Dynamics 365 Business Central users
Tips and tricks
Microsoft Dynamics 365 Business Central is the successor to Microsoft's popular Navision, NAV and C5. In other words, Business Central builds on over...
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Meet two of our dedicated debt advisors, Andrew and Lucas
What's new
Although only 22 years old, Andrew Thomsen Oseni and Lucas Hagedorn have already experienced an impressive development during their time at Collectia. They st...
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How to succeed with debt collection abroad
Tips and tricks
Debt collection abroad, or international debt collection, is a daunting task for many people - because which debt collection company or lawyer abroad...
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Record number of foreclosures this fall - here's why you should care
Tips and tricks
Summer is coming to an end and for many businesses, it marks the start of the second half of the financial year. August and September are not only a...
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Free quote template - give quotes to your customers
Materials
If you work in sales, quoting or similar, you know that preparing quotes requires sending a quote to your customers. We have developed ...
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New debt collection rates from 1 July 2024
What's new
As of today, July 1, 2024, the Ministry of Justice has decided to raise the extrajudicial collection costs for both self- and third-party debt collection. The ...
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Collection fees - What fees can I charge my customer?
Tips and tricks
Every year, thousands of invoices are sent from Danish companies and fortunately, the vast majority of them find that their invoices are paid on time.
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Optimize your debt collection process for insurance claims with Collectia
Tips and tricks
Collectia has for many years assisted companies in the insurance industry with debt collection and is therefore familiar with the challenges and opportunities that can arise ...
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Optimize your finances in small ways - make a big difference
debtor
At Collectia, we care about helping individuals and businesses with their finances - because as a debt collection company, we feel that we have a social responsibility...
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Important changes to the Civil Procedure Code regarding debt collection cases
What's new
On June 15, 2024, changes to the Administration of Justice Act came into effect. These changes may affect your debt collection cases with us: Longer insolvency period in bailiffs.
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Outsourcing insurance claims - why you should consider it
Tips and tricks
Everyone in the insurance industry is familiar with it: customers not paying their insurance premiums. The solution is often debt collection/insurance debt collection, but...
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How we believe insurance debt collection should be handled
The product
At Collectia, we have many years of experience with professional handling of debt collection in all industries - for all types of companies. We have in man...
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Meet our salesperson, Oscar Bøjland
What's new
Oscar Bøjland is more than just a dedicated salesman - he's also a passionate entrepreneur in the music industry. He thrives in a fast-paced, fast-moving ...
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Do you use Statstidende as a business owner? - You should!
Tips and tricks
Let's be honest: Statstidende may not be the most exciting place on the internet, and very few finance departments or independent companies are...
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Meet our legal assistant, Helle Aller
What's new
Helle Aller's story begins at Kredinor in 2021, where she saw the company evolve from a small business with around 30 people in Denmark to a...
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Download free promissory note template
Materials
A promissory note is a legally binding document between two parties: a lender and a borrower. These documents are common both between private individuals and...
Read more
Zero-based budgeting
Tips and tricks
At Collectia, we are passionate about helping to create a healthier economy - both for Danish businesses, but also for private individuals who are struggling to...
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Free profit and loss budget template
Materials
A performance budget is a budget that shows the expectations for the upcoming financial year or period. The performance budget should provide a...
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How to choose a debt collection partner in 2024
Tips and tricks
When your business is faced with choosing a new debt collection provider, or considering switching from your current provider - be it from a lawyer...
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Meet our BI developer, Mohammadsaeid Korhanishirazi
What's new
Two years ago, Mohammadsaeid (Saeid) and his family realized their shared dream by packing up their lives in Iran and immigrating to Denmark.
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Free cash flow budget template
Materials
The cash budget helps to provide senior management and financial managers with an overview of the company's expected expenses and income in the coming...
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Free operating budget template
Materials
An operating budget provides an overview of the expected income and expenses during a company's accounting period. It is used by individuals, businesses and...
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Create a budget for 2024 now - and get your finances under control
Tips and tricks
Regardless of your financial situation, a budget is always a good idea, because without a budget you have no overview of your financial situation; your income,...
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Why is debt collection important at year-end and what should you do?
Tips and tricks
Many companies end their financial year on either 9/30 or 12/31. For most, it's both the busiest and most important time of the year, as all accounts...
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Why are ERP systems so critical for modern business owners?
Tips and tricks
While many people are familiar with accounting programs and accounting systems, an ERP system goes one step further. While it includes accounting features, it can...
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Big energy savings: Enough to power a Danish home for 3.5 years
What's new
At Collectia, we are committed to operating a green workplace and contributing to a sustainable future. Through a number of initiatives, we have reduced our...
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Do you know CAI? - You should
The product
Artificial Intelligence (AI) has been an integral part of everyday life in Denmark for many years, and it's possible that we often don't even realize the...
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Create a secure framework for managing your dunning and debt collection cases
Guides
Most companies have now embraced the GDPR. At the same time, the topic of the processing of customer data has really come up on the agenda in ...
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Do you know the different types of bad payers?
Tips and tricks
Bad payers need to be handled differently! Know the different types of bad payers - and how to deal with them. A bad...
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Your credit policy should look different in 2023
Tips and tricks
A good credit policy is essential - Over the last few decades, an increasing number of companies have formalized frameworks and processes to ensure...
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How to choose your debt collection partner in 2023
Tips and tricks
What should you focus on when choosing your new debt collection partner (debt collection agency or debt collection lawyer)? This is an important question that we ...
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5 economic challenges your business needs to prepare for in 2023
Tips and tricks
In many ways, 2022 was an exciting year for both households and, not least, businesses. We also believe that 2023 will be at least as exciting...
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Debt collection - what is the process?
Tips and tricks
For most people, debt collection is confusing, cumbersome, cumbersome and often something that is far removed from the company's ordinary operations. That's why a rising ...
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Lebanon is moving towards brighter times: solar parks are nearing completion
What's new
Sustainability and social responsibility are deeply rooted in Collectia's DNA, and therefore it is important for us to help where it is needed. With the main...
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Launching a new vision, mission and values
What's new
Collectia has been on an extensive growth journey both in the form of acquisitions, but also organically. We have developed and improved the business, and therefore find...
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Free e-book: 8 free debt collection tips - how to deal with bad payers
Materials
At Collectia, we are an authorized debt collection company with more than 150 years of experience in debt collection. On a daily basis, we help a wide range of clients ...
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How we treat your customers
debtor
Many people have prejudices about debt collection companies and debt collection lawyers, and there is nothing we haven't heard about rumors and prejudices throughout our 15 years in business.
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5 inefficient steps in your debt collection process
Tips and tricks
What is good debt collection? How do you ensure effective debt collection? And what should you as a company do in the debt collection process? Ask...
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How to best manage debt collection during high inflation
Tips and tricks
Few Danes have not noticed that supermarket prices are rising, heating bills are increasing and electricity bills are skyrocketing...
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Is it time to rethink your bookkeeping?
Tips and tricks
Do you spend too much time keeping track of bills, loose receipts or those little receipts that tend to disappear? Then maybe it's time for a...
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Self-collection - here are all the advantages (and disadvantages)
Tips and tricks
At Collectia, we love sharing content about finance, accounting, credit checks and debt collection. Despite being a debt collection company with over 150 years of experience, we...
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The number of bad payers is increasing - can you steer clear of them?
Tips and tricks
For the first time in 8 years, we are seeing an increasing number of customers who are finding it harder to pay their bills. This can result in a registration as a...
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5 mistakes you must not make in your daily bookkeeping
Tips and tricks
At Collectia, we love entrepreneurs, self-employed and finance people. People we work with every single day. In fact, we've been doing that for...
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Demand for payment - everything you need to know
Tips and tricks
In this article, we focus on the payment order. What is the purpose of a payment order and what can it do for you if you are facing challenges...
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Credit policy - how to design and apply an effective credit policy in your business
Tips and tricks
Do you face challenges with bad payers from time to time? Do you find that your customers often pay late or even don't pay at all? Whatever...
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New accounting law - How does it affect debt collection?
What's new
On May 19, 2022, the Danish Parliament adopted a new bookkeeping law, which entered into force on July 1, 2022. The purpose of the law is, among other things, to increase digitalization...
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Attachments for debt collection - here's what you need to know
The product
Do you also find that your customer is not paying their invoices? Then debt collection can be a very effective way to get your money back. Debt collection is ...
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Checklist: How to choose a debt collection supplier in 2022
Tips and tricks
How do you actually choose a debt collection partner? - What factors should you be aware of before choosing? These are the questions we try to answer...
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How to use installment plans for debt collection
Tips and tricks
For many lawyers and debt collection companies, an installment plan is a frequently used tool for debt recovery via debt collection. Debt collection consists of much more ...
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Newsletter: Collectia gets new director
What's new
I would like to inform you that I will resign from my position as CEO of Collectia on August 1, 2022. Anders Rosenbeck is, among other things, ...
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When is debt collection not worthwhile?
Tips and tricks
The question "is debt collection even worth it" is one of the questions we often hear from new clients who have not used a debt collection agency.
Read more
The ups and downs of the debt collection industry in 2022: the choice between a debt collection agency or a debt collection lawyer
Tips and tricks
Thousands of Danish companies use debt collection. Some companies use self-collection, where the company handles debt collection itself or ...
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How to get ready for debt collection
Tips and tricks
Debt collection remains an effective tool when your customers don't pay your invoices - whether you choose to do it yourself or get a debt collector to do it for you.
Read more
100% digital debt collection company - for your benefit
What's new
Digitalization has really washed over Danish companies, and Danish companies have embraced digitalization like never before. This is ...
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When should I use a debt collection agency?
Tips and tricks
Debt collection agencies and debt collection lawyers help businesses recover debts, typically unpaid invoices, when companies find that their customers are ...
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What a modern debt collection company will be doing in 2022
What's new
Fortunately, the core task of debt collection has not changed significantly over the years. Of course, it is still about collecting business owners' money ...
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Effective debt collection in 2022 - What you need to know
Tips and tricks
Are you experiencing customers not paying for work done or products delivered? Don't worry - you are not alone. Luckily, we...
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We pick up
What's new
Unfortunately, too much waste ends up in nature. Therefore, it is important that we stand together to make Denmark cleaner. The Danish Society for Nature Conservation is working ...
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Attractive solutions for all members of the Danish Chamber of Commerce
What's new
Collectia and Dansk Erhverv have established an excellent collaboration for the benefit of Dansk Erhverv members. The collaboration between Collectia and Dansk E...
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Xplora and Collectia in Lebanon: Our biggest sustainability project
What's new
Collectia is the main sponsor of Xplora's project 'Net Zero' in Lebanon, where together we will help the local population to better living conditions...
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How we work with AI
What's new
Artificial intelligence, big data, small data, AI have become popular buzzwords among Danish companies - and especially to talk about the use of AI in...
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Look up debt register - 5 benefits your business should know
The product
A growing number of companies have realized the importance of looking up their current and future customers in a debt register - and with the...
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The debt collection firm's best advice: How to become debt-free in 2022
debtor
Many Danish families feel hampered by poor finances, with expenses outstripping income. There are many reasons for this, ranging from ...
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Debt collectors' 5 tips for a cheaper December
debtor
December is a financially expensive month for most people. Christmas is just around the corner, and that traditionally means shopping for presents and extra food - without ...
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Avoid bad deals with bankruptcy riders
Tips and tricks
Collectia, as one of the largest debt collection companies in Denmark, helps thousands of companies with debt collection, bad payers and, not least, we distribute ...
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Newsletter: Collectia is growing, again. Acquires Norwegian debt collection company.
What's new
Back in March, we were happy to announce that we had acquired Kredinor in Denmark as part of our expansion strategy. This joy o...
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Avoid debt collection - minimize the number of debt collection cases through accurate credit scoring
The product
For most companies, debt collection is an indispensable process to maintain a healthy cash flow. But at the same time, it is a situation that most of...
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Auditor's advice: The road to better financial management
Tips and tricks
Every year, more than 5,000 Danish companies go bankrupt, and in the vast majority of cases, there is one overriding reason: lack of liquidity.
Read more
Auditor's advice: How to raise capital for your business
Tips and tricks
At Collectia, we love entrepreneurs and the self-employed - and happily work with them, and their businesses, every single day. Besides that, we are ...
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Qatchr is in the air! Denmark's new credit rating platform
What's new
We are incredibly excited to announce the launch of our new credit rating platform, Qatchr! The user-friendly platform provides Danish...
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How we differ from other debt collection agencies and lawyers
What's new
Choosing a debt collection agency can be difficult - and a bit confusing. In Denmark, there are around 150 authorized debt collection companies that can and ...
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The debt collection agency's 5 tips to get a better grip on your personal finances
debtor
Many private individuals experience financial challenges from time to time: lack of a job, illness, sudden large expenses, or a lack of a job...
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Dinero accounting program and debt collection with Collectia
What's new
If you're self-employed, an accountant or a finance manager, you're no doubt familiar with the frustration of bad payers - many pay late...
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Financial advice for entrepreneurs
Tips and tricks
According to Statistics Denmark, more than 33,000 new companies are founded every year - that's more than 90 new companies every day. Denmark is one of the...
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Free start-up budget template
Materials
Are you thinking of starting your own business? Here at Collectia, we love entrepreneurs and self-employed people who dream of starting their own business. In order to ...
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Why you should outsource debt collection
Tips and tricks
In Denmark, there are many skilled and competent debt collection companies and lawyers specializing in debt collection. To be precise, there are 65 auto...
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Self-collection - Do it yourself debt collection
Guides
Debt collection is about getting your money back - or at least trying hard to get it. In Denmark, debt collection can be done in a number of ways...
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Denmark's (perhaps) greenest debt collection company
What's new
Every year, Danish companies emit more than 68 million tons of CO2. This affects the environment, our everyday lives and the life we want to live - now and in the future.
Read more
Contact your creditors - it pays off
debtor
For many people, finances are a difficult subject - and for many Danes, it can also be an almost unmanageable subject if bills are...
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Debt collection laws and regulations - what you need to know about debt collection rules
Tips and tricks
Collectia has been an authorized debt collection company since 1998, and our more than 150 employees work hard every single day to get our clients' ...
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Product Focus: Invoice service - sending invoices made easy
The product
Sending and managing invoices is one of the most essential aspects of running an efficient bookkeeping system. Because if the company does not send its ...
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Debt collection: here are all the templates you need
Materials
Most companies use a debt collection agency or a law firm when their customers default on a payment. If you want to carry out debt collection ...
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Product focus: Public collection
The product
Collectia A/S is a Danish debt collection company that every year helps small and large companies with their arrears, collection and debt collection. Since 2015, we have ...
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Let's change the world together
What's new
The 'Net Zero' project has just gone live and we need you on the journey! The aim of the project is to help thousands of people in...
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Product Focus: Debt collection alerts
The product
In this series, we focus on our products and the benefits they can bring to our clients' everyday lives. This week we focus on the product "...
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Product Focus: Judicial Debt Collection - debt collection with the help of the bailiff court
The product
Every business owner and bookkeeper has experienced an invoice not being paid on time. Luckily, it's often due to a simple oversight...
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Product Focus: Sending reminders with our 'Reminder Service'
The product
Most businesses are familiar with the problem of some customers not paying on time. In most cases, there is no need for a...
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Newsletter - Kredinor becomes part of the Collectia family
What's new
It is with great pleasure that we can tell you the news that on March 31st this year we have acquired the Danish part of Kredinor (formerly KIS), as part of a...
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Product Focus: Debt collection monitoring
The product
Collectia is an authorized debt collection company that every day helps thousands of companies with their unpaid invoices from their debtors (...
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New law adopted on court fees - What does it mean for you?
What's new
On March 9, 2021, the Danish Parliament adopted a bill amending the law on court fees as we have known it so far. But what does this mean for ...
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Money back in taxes? - Spend it on your debts - and get your financial situation under control
Tips and tricks
March is a good month for most people. Not only is spring on its way, but March 15th is also the date many Danes are looking forward to with excitement. March is also the date many Danes look forward to with excitement...
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10 things you should know about debt collection
Tips and tricks
Every day, many businesses, large and small, find that an invoice is not paid. There can be many reasons for this - and solutions can...
Read more
Download free declaration of debt template
Materials
Most debt collection claims arise from an invoice or a promissory note/loan document. However, most business owners don't realize ...
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10 tips to avoid bad payers
Tips and tricks
How to avoid bad payers As a trader, it is almost inevitable that at some point you will run into a bad payer. You've...
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New cooperation with the trade organization Horesta
What's new
Horesta has entered into a partnership with Collectia, which gives members access to attractive discounts on credit rating and help with the recovery of unpaid debts.
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Debt collection in the enforcement court
What's new
Every day, we (Collectia) handle debt collection for thousands of private companies, banks, lenders, energy companies, telecom companies, municipalities and...
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Late payment charges: here are the rules you should know
Tips and tricks
Every day, businesses, large and small, find that one or more invoices go unpaid. The reasons for non-payment are often many...
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Free budget form - Personal budget template
Materials
Collectia has as a debt collection company since 1998 helped hundreds of thousands of Danes with their debt situation, unpaid invoices and unpaid loans. Collec...
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88% success rate of cases from building experts
What's new
Collectia has analyzed the last 1,000 debt collection cases that we have conducted for building experts and authorized under the Inspection Scheme, and the results ...
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Limitation of debts
Tips and tricks
When do debts become time-barred? And can you, as a debtor, do anything to extend and interrupt this limitation period? In this article, we take a closer look at the statute of...
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Debt collection agency - advantages and disadvantages of a debt collection agency
Tips and tricks
Let's start by putting our money where our mouth is; we are a debt collection agency - and have been since 1998. Why does a debt collection agency highlight what benefits...
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Debt collection company - how debt collection works with us
Guides
In Denmark, there are more than 200 small and large debt collection companies, all of which can help you with debt collection. In addition, according to legislation, all lawyers may also ...
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6 tips to improve your personal finances
Tips and tricks
Collectia is a modern debt collection company that utilizes the leading technologies and debt advisors to help Danish companies recover their debts.
Read more
Collectia acquires German debt collection company: Dr. Duve Inkasso GmbH
What's new
Collectia can today announce that we have completed the acquisition of the German debt collection company Dr. Duve Inkasso GmbH (DDI). DDI provides debt collection services ...
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Use a debt collection agency - how to get ready as a creditor
Tips and tricks
Every year, thousands of Danish companies experience one or more invoices not being paid. Fortunately, most companies make an active effort to...
Read more
Report: Men on average have more and larger debts than women
What's new
A new report from the Danish National Debt Agency (December 2021) shows that men have more public debt than women. Read the article and see what we as Incas...
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5 myths about debt collection agencies
What's new
The debt collection industry is one of the oldest industries in history. As long as there has been trade between two parties, there has been a need for the collection of debts.
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Newsletter - Christmas greetings from Christian, 2020
What's new
The end of the year is fast approaching. I would therefore like to take this opportunity to send you our last newsletter of the year. 2020 has been...
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Judicial debt collection - all you need to know in brief
Guides
Few companies deal with debt collection on a daily basis - and thankfully so. Unfortunately, debt collection is often associated with extra ...
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New judgment: Compensation fee can be imposed on several invoices
What's new
The compensation fee was introduced in Denmark as part of an EU directive back in 2013. However, despite this, it is still very few Danish ...
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Prejudices, scams and facts: how to choose a debt collection partner in 2021
Tips and tricks
Choosing a new debt collection provider is a challenge for many, where do you start? Who to choose? Debt collection lawyer or debt collection company? Who solves the most...
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Objection in debt collection cases - Debtor disagrees, what do I do?
Tips and tricks
Every day, Danish companies send thousands of invoices to their customers, and fortunately, the vast majority are paid without any hassle. Sometimes, however, the ...
Read more
Download free letter of demand template
Materials
A demand letter is sent to a customer who has one or more outstanding amounts owed to your company - for example, an invoice claim. It is a l...
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Letter of demand - everything you need to know
Tips and tricks
Many businesses often don't have much of a problem with bad payers, but if you do, you should send a letter of demand to draw attention to the fact that...
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Invoice - How do I make a good invoice?
Tips and tricks
If you are a business owner - you no doubt know what an invoice is, either you send it yourself or have your accountant do it. But at Collec...
Read more
Download free invoice template
Materials
If you are self-employed and run your own business or are a bookkeeper in a company, you need to be able to send an invoice to your customers in order to...
Read more
Due date - everything you need to know
Tips and tricks
Every day, Danish businesses send thousands of invoices, and fortunately, the vast majority are paid on time, i.e. before or on the due date.
Read more
5 free tips: Holiday pay can kick-start your future
Tips and tricks
Why you should use your vacation money to pay off your debts In October, thousands of Danes are expected to have the opportunity to get paid, or ...
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Download free debt collection notice template
Materials
Debt collection always starts with a debt collection notice, and we have created a free debt collection notice template that you can download for free for this purpose. At Collectia...
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Always send a debt collection notice
Tips and tricks
The work has been done, the invoice has been sent - but the payment has not been made and now a debt collection notice has to be sent; what do you do? A lot of Danish companies ...
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Collectia and Creditro enter into a strategic partnership
What's new
In recent years, Danish society has witnessed not one but several cases of money laundering and fraud. Cases that not only ra...
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Meet our Legal Assistant, Sabrina Poulsen
What's new
"The moral aspect is a clear driving factor for me. Even though we have a lot of bailiff cases and are busy, there is always a human being behind it, who still ...
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Download free reminder templates
Materials
A well-crafted reminder letter is a valuable tool to remind your customer of non-payment in a professional yet respectful way.
Read more
Effective dunning procedure - How to get your customer to pay
Tips and tricks
If you want to minimize the number of unpaid invoices and late payments, you need to be quick and consistent in your debtor follow-up. That's why we...
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Collectia vs. Corona | Recovery with respect and understanding
What's new
In this special and uncertain time, when the Corona crisis is affecting most of Danish society, you as a business owner have an extra great responsibility.
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Tax minister open to more private debt collection
What's new
In an article in Berlingske on February 17, 2020, Minister of Taxation Morten Bødskov declares himself "open to listening to other good suggestions on how to...
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Meet our full-stack developer, Morteza Zakeri
What's new
"You can't stay in one place as a developer. Every day you have to learn something new. If not, you can't keep up with the market. This keeps me active...
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Newsletter - A major milestone reached!
What's new
Since we were acquired in 2016 by the German private equity fund, Findos GmbH, Collectia has been on an incredibly exciting journey that has developed our...
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Newsletter - Christian wishes you a Merry Christmas
What's new
2019 has been an exciting and fast-paced year. A year that has consisted of acquisitions, a lot of optimizations and many new colleagues. In the last...
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Acquisition of Norwegian debt collection company completes Nordic solution
What's new
Collectia rounds off the year with an important step in our ambitious expansion strategy. This is the acquisition of the Norwegian debt collection company, ...
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Is it worth going to court?
What's new
The short answer is "yes". We continuously analyze the benefits of our work, and we can see that we are bringing more money home to our customers through the ...
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Is an offer an agreement?
What's new
An agreement, a firm offer, a quote, an offer, an estimate, an estimate, an estimate, my best offer on the spot..... A dear child has many names, but the bottom line ...
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An unfortunate young man with an indebted mother
What's new
The debtor was listed as the buyer of a car on the bill of sale. She was - and still was at the time of the enforcement proceedings - registered as the owner in the Motor ...
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Convicted for cheating with Nem-ID
What's new
It has become increasingly common to sign binding agreements and documents with your digital signature: NemID. And a digital signature...
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Lolland has the most bad payers
debtor
Experian, which is behind the RKI register, has published its annual report with figures for 2018, and it appears, among other things, that Lolland Municipality has the most bad payers ...
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Newsletter - We've given our Customer Web an overhaul!
What's new
It is with great pleasure that we can now present you our new and improved Customer Web! In collaboration with our many users and the submitted feed...
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Collectia acquires two Swedish debt collection companies
What's new
Continuing our ambitious expansion strategy that we started in 2016, we can now proudly reveal that we have welcomed two new companies with a total of 14 ...
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Expanding to Germany
What's new
It is with great pleasure that we can now announce that Collectia CMS A/S has expanded the company with the German debt collection company, PNO Inkasso. Ko...
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Focus on debt collection - all the way!
What's new
Good debt collection does not start when the debtor misses a payment deadline. Or when the court's help is needed to recover an outstanding debt using...
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Collectia opens office in Sweden
What's new
After 19 exciting years on the Danish market, it is time for us to help our neighbors as well. It is therefore with great pleasure that we are able to run...
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Our debt collection solution just got even smarter!
What's new
Our IT department has been busy finalizing two exciting projects that will make your debt collection solution at Collectia even smarter. The ...
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New debt collection app gives you an overview on the go
What's new
It is with great pleasure that we can unveil our new invention, the Collectia Creditor App. The app gives you a full overview when you are on the...
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